| Job Title | Assistant Product Sales Manager – Branch Banking (POS / EDC & Bharat QR) |
| Business Vertical | Merchant Acquiring – Digital Payments |
| Location | Kolkata, West Bengal, India |
| Office Address | 1 & 2 Old Court House Corner, 2nd Floor, Tobacco House, Kolkata |
| Job Category | Consumer Bank |
| Job Identification | 223032 |
| Posting Date | 13 January 2026 |
| Apply Before | 14 February 2026 |
| Job Type | Full Time |
| Job Shift | Day |
| Education Required | Bachelor’s Degree |
| Product Focus | POS Machines (EDC), Bharat QR, Digital Merchant Payments |
| Customer Type | Retail Merchants, SMEs, Local Businesses |
| Core Objective | Acquire, onboard, and grow merchants using Kotak’s POS & QR payment solutions |
| Key Responsibilities | Merchant sourcing, POS/QR onboarding, pricing negotiation, KYC & AOF completion, lead generation, revenue growth, portfolio management |
| Sales Style | Field sales + branch-mapped selling |
| Revenue Model | MDR, rentals, transaction volumes, merchant activation |
| Performance Tracking | Sales MIS, trend analysis, gap identification |
| Compliance | KYC, pricing, subvention & merchant onboarding guidelines |
| Career Path | Senior Product Manager → Digital Payments Head → Merchant Acquiring Leadership |
| Job Status | Hot Job |
| Hiring Cities (Similar Roles) | Mumbai, Delhi, Chennai, Varanasi |
