| Job Title | Consultant | Functional (Credit Risk Management) | Mumbai | Oracle |
| Job Requisition ID | 94885 |
| Date Posted | Feb 20, 2026 |
| Location | Mumbai |
| Base Location | Mumbai |
| Designation | Consultant |
| Entity | Deloitte Touche Tohmatsu India LLP |
| Organization | Deloitte |
| Department / Team | Oracle Team – Enterprise Technology & Performance (ET&P) |
| Primary Role Objective | Deliver end-to-end banking risk transformation projects with focus on Credit Risk & Basel implementation using OFSAA |
| Key Responsibilities | End-to-end project delivery; Basel module configuration in OFSAA; Requirement scoping; Functional & technical design documentation; Proof of Concept (PoC); Test case development & execution; UAT support; Regulatory implementation (Basel III/IV); Data model analysis; Stakeholder coordination; Training & support |
| Core Technical Skills | OFSAA Basel Module, Credit Risk, Credit/Market RWA, Capital computation, CAR, RAROC, Economic Capital |
| Regulatory & Risk Knowledge | Basel III/IV, IRB (FIRB/AIRB), Standardized Approach, VaR computation, PD/LGD/EAD models, CCR, Stress Testing, Enterprise Risk Management |
| Tools & Systems | OFSAA, SAS, Sungard, SQL, R/Python, Microsoft Office |
| Banking Knowledge Required | Balance Sheet understanding; Loans, deposits, commitments, derivatives; Regulatory compliance & financial reporting |
| Educational Qualification | B.Tech/BE, MBA (Finance/Risk), CA, PG in Statistics |
| Preferred Certifications | FRM, PRM, CFA, ACCA |
| Travel Requirement | Occasional travel to client locations |
| Work Model | Hybrid (customised per domain) |
| Soft Skills & Competencies | Communication & interpersonal skills; Problem-solving; Stakeholder influencing; Analytical acumen; Engagement management; Strategic thinking; Risk & quality management; Inclusive leadership; Commercial awareness |
| Career Growth Focus | Leadership development, Global collaboration, Inclusion, Cross-business mobility, Up/Re-skilling opportunities |
| Interview Preparation Advice | Research Deloitte and business area; Prepare on risk, Basel, OFSAA fundamentals; Review recruiting tips from Deloitte professionals |