| Job Title | Credit Audit – Retail / SME / Working Capital |
| Job ID | 41894 |
| Company | YES BANK |
| Location | Mumbai (YES BANK House, Santacruz Office) |
| Work Mode | Work From Office |
| Job Type | Permanent |
| Job Nature | Full Time |
| Experience Required | 4 – 8 Years |
| Department | Credit Audit / Internal Audit |
| Main Objective | Conduct credit audits for Mid Corporate, SME, and Working Capital businesses |
| Key Responsibility | Lead and oversee credit audits across retail and wholesale banking segments |
| Audit Scope | Pre-disbursement and post-disbursement credit processes |
| Risk Management | Design and implement risk-based audit plans |
| Process Monitoring | Oversee concurrent audit process and track audit issues |
| Documentation | Ensure timely completion of audits and proper work papers |
| Process Improvement | Suggest improvements in banking processes and systems |
| Compliance | Maintain audit manuals, checklists, and regulatory compliance |
| Education | Chartered Accountant (CA) or MBA in Finance |
| Core Skills | Credit Audit, Credit Appraisal, Credit Analysis, CAM, Credit Underwriting, Internal Audit |
