| Job Title | Relationship Manager |
| Job ID | 42288 |
| Location | Max Towers, Noida (Work From Office) |
| Job Type | Permanent, Full-Time |
| Primary Objective | Drive revenue growth and manage client relationships by offering suitable banking products and financial solutions |
| Revenue Generation | Achieve targets for earnings, assets, liabilities, and credit quality across all product groups |
| Client Acquisition | Identify and acquire new clients by understanding their financial needs and offering appropriate banking solutions |
| Relationship Management | Manage end-to-end client lifecycle including need identification, advisory, deal structuring, and closure |
| Risk Management | Assess client needs and risks to maintain an optimal risk-reward balance for the bank |
| Product Communication | Promote and position bank products effectively; communicate unique selling points (USPs) |
| Branding & PR | Undertake brand communication initiatives for assigned products |
| Market Research | Analyze customer behavior, competitor strategies, and market trends through primary and secondary research |
| Credit Appraisal | Evaluate proposals using financial statements (P&L, Balance Sheet, Cash Flow), ratios, and assess management, industry, and economic risks |
| Documentation & Compliance | Maintain high-quality documentation and ensure adherence to internal policies and regulatory requirements |
| Internal Coordination | Work closely with Risk, Product, Operations, and other internal teams |
| Key Skills Required | Sales & negotiation, financial analysis, credit assessment, relationship management, communication, market awareness |
| Ideal Candidate Profile | Experience in banking/NBFC, knowledge of financial products, ability to manage high-value clients, target-driven |
| Career Growth Path | RM → Senior RM → Area Manager → Branch Head → Regional Head |
