| Company | Bank (Consumer / Credit Division) |
| Job Title | Credit Manager – Salaried PL & Working Capital |
| Job ID | 233450 |
| Location | New Delhi, India |
| Job Type | Full-Time |
| Posting Date | 19 March 2026 |
| Qualification | Bachelor’s Degree (CA / MBA Finance preferred) |
| Primary Objective | Evaluate and approve credit proposals while maintaining portfolio quality |
| Core Responsibility | Credit underwriting, deal structuring, and risk assessment |
| Team Management | Manage and mentor team of credit professionals |
| Credit Appraisal | Analyze financials, income, cash flows, and risk factors |
| Working Capital Finance | Handle fund-based and non-fund-based proposals |
| Loan Evaluation | Assess Home Loans, Loan Against Property (LAP), and PL cases |
| Customer Interaction | Conduct customer visits for discussions and deal structuring |
| Risk Management | Monitor portfolio quality and control NPAs |
| Decision Making | Take timely credit decisions within defined TAT |
| Property Assessment | Evaluate legal title and valuation aspects |
| Cross-functional Coordination | Work with sales, legal, ops, and technical teams |
| Policy Implementation | Ensure adherence to credit policies and guidelines |
| Performance Monitoring | Track productivity and quality of team output |
| Key Skills Required | Credit analysis, financial analysis, risk assessment, leadership |
| Ideal Candidate Profile | Analytical candidate with strong finance knowledge and leadership ability |
