| Role | Assistant Manager – Credit Underwriting |
| Company | Deloitte South Asia LLP |
| Location | Bengaluru |
| Experience | Minimum 3 years in credit domain |
| Core Work | Loan evaluation, credit analysis, underwriting decisions |
| Key Responsibilities | Analyse financial statements & cash flows |
| Prepare credit memos & present to committees |
| Structure loans (term loans, working capital, trade finance) |
| Conduct due diligence & documentation review |
| Monitor portfolio & risk indicators |
| Collaborate with business, risk, legal teams |
| Required Skills | Credit analysis, financial modelling, ratio analysis |
| Domain Knowledge | Commercial/wholesale banking, lending structures |
| Tools/Tech | Advanced Excel, data validation |
| Risk Knowledge | Credit policy, Basel norms, compliance |
| Good to Have | ESG / climate-risk understanding |
| Qualification | CA / CFA / FRM (preferred) |
| Soft Skills | Strong analytical, communication & decision-making skills |
