| Job Title | Credit Manager – SBE (Small Business Enterprise) |
| Department | Small Business Enterprise – Credit |
| Location | Dehradun |
| Job ID | 239336 |
| Category | Consumer Bank |
| Posting Date | 22 May 2026 |
| Employment Type | Full-Time |
| Shift | Day |
| Qualification | Bachelor’s Degree |
| Workplace | First Floor, 4 Nashvilla Road, Next to Congress Bhawan, Dehradun – 248001 |
| Role Summary | Credit underwriting and risk assessment role focused on evaluating Small Business Enterprise (SBE) loan proposals |
| Business Area | SME / Small Business Enterprise Credit |
| Primary Focus | Credit evaluation, risk management, and portfolio quality |
| Likely Responsibilities | – Assess SME loan applications and business financials- Analyze balance sheets, cash flows, and repayment capacity- Evaluate collateral and business risk- Ensure compliance with credit policies and underwriting norms- Coordinate with sales, legal, and operations teams- Maintain portfolio quality and minimize credit risk |
| Skills Required | Credit analysis, financial statement analysis, SME underwriting, risk assessment, analytical skills |
| Target Customers | Small business enterprises and SME clients |
| Work Nature | Primarily office-based credit and underwriting operations |
| Key Focus | Loan quality, risk control, SME portfolio management |
