| Company | Bajaj Finance Limited |
| Job Title | Executive – Debt Management Services (Rural) |
| Job ID | JR00222706 |
| Designation / Level | Executive (GB01) |
| Department | Debt Management Services (DMS) |
| Business Unit | RCD – Andhra Pradesh (Rural Collections) |
| Location | Sadashivpet (Sadasivpet) |
| State | Telangana |
| Country | India |
| Experience Required | 0–2 Years |
| Education | Others (As per Company Norms) |
| Work Nature | Rural Debt Collection, Portfolio Management, Field Recovery |
| Leadership Role | Individual Contributor |
| Customer Interaction | Very High |
| Field Work | Extensive (Customer & Agency Visits) |
| Primary Responsibilities | Debt Collection, Customer Visits, Portfolio Management, Recovery Tracking, Reporting, Compliance |
| Collection Responsibilities | Achieve Collection Targets, Recovery Follow-up, Case Tracking, Escalation Handling |
| Portfolio Management | Monitor Delinquent Accounts, Case-to-Case Tracking, Resolution Within AOP Timelines |
| Reporting & MIS | Daily Risk Report (DRR), Collection Reports, Dashboard Creation, MIS Reporting, Performance Updates |
| Compliance | Regulatory Compliance, Legal Guidelines During Repossession, Accurate Documentation |
| Risk Management | Portfolio Risk Monitoring, Recovery Strategy, Compliance Monitoring |
| Vendor / Agency Management | Coordinate with Collection Agencies and Internal Teams |
| Stakeholder Coordination | Internal Departments, External Agencies, Customers |
| Key Skills | Debt Collection, Recovery Management, Portfolio Management, Risk Management, Vendor Management |
| Technical Skills | Account Management, Data Analysis, Trend Analysis, Dashboard Creation, MIS Reporting, Regulatory Reporting |
| Soft Skills | Communication, Negotiation, Problem Solving, Customer Handling, Time Management, Team Coordination |
| Performance KPIs | Collection Target Achievement, Recovery Rate, DRR Accuracy, Portfolio Quality, Compliance, Resolution Timelines |
| Domain | Rural Lending / Debt Recovery / Collections |
| Career Path | Executive → Senior Executive → Assistant Manager → Deputy Manager → Manager (Collections) |
| Learning Opportunity | Good |
| Leadership Exposure | Moderate |
| Best Suited For | Collection Executives, Recovery Officers, Rural Banking Professionals, Debt Management Specialists, Field Collection Associates |
| Overall Career Growth | Good |
