| Job Title | Territory Business Manager – SBE (Small Business Enterprise) – Sales |
| Company | Kotak Mahindra Bank |
| Job ID | 243725 |
| Department | Consumer Bank |
| Function | Small Business Enterprise (SBE) – Sales |
| Location | Nellore, Andhra Pradesh, India |
| Office Address | 15/320, Ground Floor, My Home Manohar, Brindavanam Main Road, Nellore, Andhra Pradesh – 524001 |
| Employment Type | Full Time |
| Shift | Day Shift |
| Education | Bachelor’s Degree |
| Posting Date | 28 June 2026 |
| Experience | Team management and business banking/SME sales experience preferred |
| Role Summary | Lead a team of 3–5 Business Relationship Managers (BRMs) to drive loan sales in the healthcare segment, acquire new SME customers, grow the business portfolio, and cross-sell banking products while building relationships with key stakeholders. |
| Key Responsibilities | Lead and mentor BRMs, drive team productivity, acquire healthcare sector customers, provide machinery/equipment loans and infrastructure funding, coordinate with DSAs, branch banking teams, equipment manufacturers and vendors, cross-sell Current Accounts, Term Deposits, Transaction Banking and Trade Finance products, manage customer relationships with CFOs and promoters, grow portfolio profitability, analyze client business and cash flows, improve operational processes, strengthen Kotak’s market presence. |
| Key Skills | Team Leadership, SME Banking, Business Development, Healthcare Financing, Loan Sales, Relationship Management, Portfolio Management, Credit Assessment, Cross-selling, Trade Finance, Transaction Banking, CASA, Market Analysis, Stakeholder Management, Communication, Negotiation. |
| Products/Services Handled | Machinery & Equipment Loans, Infrastructure Funding, Current Accounts (CA), Term Deposits (TD), Transaction Banking, Trade Finance, SME Banking Solutions. |
| Target Customers | Small Business Enterprises (Healthcare Segment), Hospitals, Clinics, Diagnostic Centres, Healthcare Business Owners, CFOs, Promoters. |
| Job Category | Consumer Banking – Small Business Enterprise (SBE) – Sales |
