Kotak Mahindra bank : Business Relationship Manager – SBE (Small Business Enterprise) – Sales

CategoryDetails
CompanyKotak Mahindra Bank
Job TitleBusiness Relationship Manager – SBE (Small Business Enterprise) – Sales
Job ID245081
DepartmentConsumer Bank – Small Business Enterprise (SBE) – Sales
Job CategoryConsumer Bank
Job TypeFull-Time
Job ShiftDay Shift
LocationLucknow
StateUttar Pradesh
CountryIndia
Minimum QualificationBachelor’s Degree
Experience RequiredNot Specified (Experience in Business Banking, SME Banking, or Relationship Management preferred)
Job PurposeBuild and manage relationships with Small Business Enterprise (SBE) clients by providing working capital solutions, increasing portfolio profitability, and cross-selling banking products.
Key Responsibilities• Provide working capital solutions including Cash Credit, Demand Loan, Buyers Credit, Letter of Credit (LC), and Bank Guarantee (BG).• Acquire new business customers in collaboration with Branch Banking teams.• Cross-sell Current Accounts, Term Deposits, Transaction Banking, and Trade Finance products.• Build relationships with CFOs, promoters, and key business stakeholders.• Increase portfolio book size and profitability.• Analyze customer business models, trade activities, and cash flows.• Monitor market competition and strengthen Kotak’s market presence.• Deliver excellent customer service and resolve client queries.• Coordinate with internal teams to provide customized banking solutions and improve processes.
Required SkillsBusiness Relationship Management, SME/SBE Banking, Working Capital Finance, Trade Finance, Sales, Business Development, Customer Acquisition, Portfolio Management, Communication Skills, Financial Analysis
Preferred KnowledgeCash Credit, Demand Loans, Buyers Credit, Letter of Credit (LC), Bank Guarantee (BG), Current Accounts, Term Deposits, Transaction Banking, Trade Finance, Commercial Banking
Posting Date03 July 2026
Career LevelBusiness Relationship Manager
Work Location17, Ground Floor, Speed Building, Lucknow – 226001

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