| Job Title | Area Business Manager – Portfolio |
| Vertical / Segment | AGRI-FIN-PROJECTS (AF) |
| Department | Marketing – Branches Operations |
| Job Category | Commercial Bank |
| Location | Ganganagar, Rajasthan, India |
| Job Type | Full Time |
| Job Shift | Day |
| Education Qualification | Bachelor’s Degree |
| Job Identification | 225248 |
| Posting Date | 06 January 2026 |
| Role Objective | Manage and grow the agri-finance portfolio by driving business through branch channels while ensuring portfolio quality and profitability |
| Customer Segment | Farmers, Agri-Entrepreneurs, Agri-Project Clients |
| Key Responsibilities | • Manage and grow existing agri-finance portfolio• Drive business through branch marketing initiatives• Monitor portfolio quality and delinquency levels• Support branches in sourcing and structuring agri-finance proposals• Ensure compliance with credit policies and operational guidelines• Coordinate with credit, risk, and operations teams• Conduct field visits for portfolio review and relationship strengthening |
| Products Handled | Agri Term Loans, Project Finance, Working Capital, Farm Mechanization Loans |
| Sales Focus | Portfolio growth, cross-sell, branch productivity |
| Risk & Compliance | Portfolio monitoring, early warning signals, NPA control |
| Key Skills Required | Agri Finance, Portfolio Management, Credit Understanding, Branch Coordination, Field Operations |
| Performance Metrics (KPIs) | Portfolio growth, Asset quality, Branch contribution, Collection efficiency |
| Work Location Address | Kotak Mahindra Bank Ltd., Ganganagar, Rajasthan – 335001 |
| Career Progression | Area Business Manager → Regional Manager → Zonal Head (Agri Finance) |
| Resume Keywords | Agri Finance, Portfolio Management, Area Business Manager, Project Finance, Commercial Banking |
