New Job: Apply for Agri Rural Portfolio Officer (Kupwara) Post in HDFC Bank

Group Company:

  • HDFC Bank Limited


  • Retail Agri-Rural Portfolio Officer

Office Location:

  • Kupwara, Jammu and Kashmir, India

Position description:

  • Ensuring timely portfolio Rotation, deposition of instalment, meeting defaulting customers, collecting PDD, submission of Call Memo, etc.

Primary Responsibilities:

  • Relationship Building and Maintenance
  • To liaise with existing customers for building relationships.
  • Rotation & Recovery
  • Follow-up for rotations and deposition of installment
  • Working towards benchmark on rotation & recovery
  • Housekeeping
  • Submission of Post Disbursement Documents (PDD)
  • Call Memo submission.
  • Collection & Submission of LAD
  • Sourcing and Business Generation
  • Ensuring focus on KGC Business generation and achieving Productivity benchmarks/targets
  • Increase penetration of KGC Business in existing and new villages.
  • Cross sell
  • Opening of Liability accounts as per the benchmark.
  • Cross selling asset as guided by Relationship Manager from time to time
  • Promotion of digital platforms like NetBanking, Mobile Banking, PayZapp, Insta Alert, Smart Buy, etc.

Additional Responsibilities:

  • Any other task assigned by seniors from time to time.

Educational qualifications preferred

  • Category: Bachelor’s Degree, Master’s Degree

Required work experience

  • Industry: BFSI/Agri input/FPO
  • Role: Sales Executive
  • Years of experience: 1 to 2

Required Competencies:

  • Basic understanding of Banking Products & Processes
  • Good Team spirit
  • Time / Team Management 
  • Proficient in local language
  • Proactive & focused approach

Required Knowledge:

  • 1-2 years experience in Financial Services/ agri input companies/ FPO is preferable. Should have basic knowledge of agriculture/ crops.

Required Skills:

  • Persuasion & Selling Skills


  • Reporting Designation: RM- Retail Agri
  • Reporting Department-Sub BU: KGC

Specific requirements

  • Travel: Customer Visits
  • Vehicle: 2 wheeler preferred

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