| Company | Bajaj Finance Ltd. |
| Job Title | Deputy Manager – Business Loans (Underwriting, East, Unsecured) |
| Job ID | JR00210213 |
| Job Level | GB02 |
| Location | Araria, Bihar, India (Tier 4 City – East Region) |
| Job Type | Full-Time |
| Posting Date | 18 March 2026 |
| End Date | 18 March 2027 |
| Experience Required | 2–3 Years |
| Qualification | CA / MBA Finance |
| Primary Objective | Ensure effective credit underwriting for business loans while maintaining policy compliance and portfolio quality |
| Core Responsibility | Perform credit appraisal and manage risk for unsecured business and doctor loan portfolios |
| Credit Appraisal | Evaluate loan applications for Business Loans (BL) & Doctor Loans as per credit policy |
| Policy Implementation | Ensure strict adherence to credit policies and authority matrix across branches |
| Risk Management | Monitor and control delinquency levels in assigned portfolio |
| Compliance | Ensure compliance with internal processes and regulatory guidelines |
| Performance Reporting | Track and report metrics like login, approval, disbursal, rejection, and deviations monthly |
| Market Research | Provide feedback on market trends and support new product launches |
| Policy Feedback | Suggest improvements in credit policy based on market conditions |
| Work Culture Expectations | Work hard, execute with rigor, take ownership, and act with integrity |
| Key Skills Required | Credit underwriting, financial analysis, risk assessment, policy compliance, reporting |
| Ideal Candidate Profile | Candidate with experience in unsecured lending, strong analytical skills, and understanding of credit risk |
