Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.
Primary Responsibilities:
Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check.
Update BET details / findings in BET tool, this also includes;
Appraise credit manager / RM of any ring leaders, dummy customers and possible fraud events identified during field activities for necessary action.
Physical File Verification with system / Mobile APP – Cross checking of entry done in system with application form details of each member via KYC detail, family details, existing loan details&activity
Entering visit details on a day to day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.
Additional Responsibilities:
Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
Cross Verification of certain track from different MFIs on case to case basis.
Accompanying Credit Manager for post disbursement visits, if required
Advance planning with business team on groups to be visited per week.
Feedback to Credit Manager about geography, negative area, com competition presencepetition presence, customer quality, market trends in terms of launch of new products by
customer quality, market trends in terms of launch of new products by competitors, change in their sourcing / appraisal process etc.
Other activities such as post approvals visits, recovery visits along with sales Officer, preparation of MIS or any other as informed time to time.
Educational qualifications preferred:
Category: Bachelor’s Degree, Master’s Degree
Academic score: Pass
Required work experience:
Industry: BFSI/Insurance
Role: Fresher/Sales
Years of experience: 0 to 1
Required Skills:
Honesty & integrity
Hard & smart working
Go getter attitude
Ability to convince & influence
Good observation skills
Communication & inter-personal skills
Other details:
Contract Types: PERMANENT
HDFC Bank Gold Loan Sales officer Post Notification PDF & Apply Online Form Link
