| Job Title | Team Member – Risk |
| Business Unit | Credit Cards |
| Function | Risk Management |
| Job Category | KMBL |
| Location | Kotak Infiniti, Building No. 21, Mumbai – 400097 |
| Job Identification | 215843 |
| Posting Date | 06 January 2026 |
| Apply Before | 10 January 2026 |
| Education Qualification | Bachelor’s Degree |
| Job Type | Full Time |
| Job Shift | Day |
| Role Objective | Support credit card risk management by monitoring portfolio risk and ensuring policy adherence |
| Key Responsibilities | Risk assessment, transaction & portfolio monitoring, policy compliance |
| Risk Focus Areas | Credit risk, fraud indicators, portfolio quality |
| Data & Analysis | Analyze trends, exceptions, and early warning signals |
| Internal Coordination | Work with Product, Operations, Fraud & Collections teams |
| Policy & Controls | Implement and track credit/risk policies |
| Reporting | Prepare MIS, dashboards, and risk reports |
| Key Skills Required | Analytical skills, risk understanding, Excel/data handling |
| Ideal Background | Credit cards, consumer lending, risk or analytics experience preferred |
