| Job Title | Credit Analyst – Support Services – SME Credit |
| Industry | Banking – Corporate / SME Credit |
| Job Category | Corporate |
| Job ID | 230749 |
| Location | Hyderabad, Telangana, India |
| Work Schedule | Full Time – Day Shift |
| Education Requirement | Bachelor’s Degree |
| Primary Objective | Analyze and evaluate SME credit proposals to support lending decisions |
| Core Responsibility – Credit Appraisal | Assess financial statements, cash flows, balance sheets, and profitability ratios |
| Core Responsibility – Risk Assessment | Evaluate borrower risk, repayment capacity, industry exposure, and collateral coverage |
| Core Responsibility – Documentation Review | Ensure compliance with internal credit policies and regulatory guidelines |
| Core Responsibility – Coordination | Work with Relationship Managers, Risk Team, and Credit Approval Authorities |
| Core Responsibility – Portfolio Monitoring | Track portfolio quality, early warning signals, and renewal cases |
| Key Skills Required | Financial analysis, ratio analysis, credit underwriting, risk evaluation, analytical mindset |
| Performance Metrics | Quality of credit proposals, TAT (Turnaround Time), portfolio health, NPA control |
| Risk Focus | Credit risk mitigation and compliance adherence |
| Target Segment | SME (Small & Medium Enterprises) Clients |
| Career Path Potential | Senior Credit Analyst → Credit Manager → SME Credit Head → Corporate Credit Leadership |
| Apply Online | Click here |
