| Job Title | Credit Manager – Working Capital |
| Function | Credit |
| Location | Pune, Maharashtra, India |
| Job Category | KMBL |
| Job Type | Full Time |
| Job Shift | Day |
| Education Qualification | Bachelor’s Degree |
| Posting Date | 05 January 2026 |
| Apply Before | 31 January 2026 |
| Job Identification | 219282 |
| Role Summary | Lead credit underwriting for Working Capital proposals while ensuring portfolio quality, policy compliance, and timely credit decisions. |
| Team Management | Manage and mentor a team of Credit Managers / CPAs |
| Product Coverage | Working Capital (Fund & Non-Fund Based), Home Loans, Loan Against Property |
| Key Responsibilities | Credit appraisal, deal structuring, proposal preparation |
| Credit Decisioning | Make quality credit decisions within defined TAT |
| Portfolio Management | Monitor portfolio quality through regular reviews |
| Customer Interaction | Conduct customer visits and personal discussions |
| Risk & Compliance | Implement credit policies, ensure underwriting quality |
| Property Assessment | Legal title check, valuation and market value understanding |
| Stakeholder Coordination | Work with Sales, Operations, Legal, Technical & Customer Service |
| Key Skills Required | Financial analysis, credit appraisal, risk assessment, leadership |
| Work Location Address | 4th Floor, Nyati Unitree, Pune – 411006 |
