| Job Title | Relationship Manager – Bharat Business |
| Department / Segment | Bharat Business Loans – Sales |
| Job Role | Relationship Manager (LAP & Affordable Loans) |
| Job Identification | 226590 |
| Job Category | Commercial Bank |
| Employment Type | Full-Time |
| Job Schedule | Full Time |
| Job Location | Karnal, Haryana |
| Workplace Address | 1st & 2nd Floor, SCO 9, Rajinder Nagar, DC Colony, Meerut Road, Karnal, Haryana – 132001 |
| Posting Date | 03 January 2026 |
| Last Date to Apply | 03 February 2026 |
| Qualification Required | Bachelor’s Degree |
| Experience | As per bank norms (LAP / Home Loan sales experience preferred) |
| Key Responsibilities | Source new clients through market visits, channel partners, and referrals. Promote Loan Against Property (LAP) and affordable housing loan products. Build relationships with builders, real estate agents, and DSA partners. Manage customers from lead generation to loan disbursement. Handle customer queries and ensure timely resolution. Conduct initial credit assessment and financial analysis. Coordinate with credit and operations teams for smooth loan processing. Achieve monthly and quarterly sales targets. Track performance and take corrective actions. Provide market intelligence and competitor insights to internal teams. |
| Skills Required | Strong communication and interpersonal skills, sales and negotiation abilities, customer-centric approach, financial analysis knowledge, credit underwriting basics |
| Industry | Banking & Financial Services |
| Organization | Kotak Mahindra Bank Ltd. |
| Country | India |
