Kotak Mahindra Bank : Trade Relationship Manager – Retail Sales

CategoryDetails
Job TitleTrade Relationship Manager – Retail Sales
Job Identification220438
Job CategoryConsumer Bank
LocationLudhiana
Work ModeWork From Office
Job TypeFull Time
Job ShiftDay Shift
Degree RequiredBachelor’s Degree
IndustryBanking / Trade Finance / Retail Banking
Role OverviewAcquire and manage high-value Current Account customers involved in international trade
Client SegmentExporters, Importers, Trade Businesses
Client AcquisitionIdentify and acquire high-value trade customers
Core ProductsCurrent Account, Trade Finance Products
Trade ProductsLetter of Credit (LC), Bank Guarantee (BG), Bill Collection (BC), Forward Contracts, Travel Cards
Sales ResponsibilityAchieve income and business targets, maintain high AMB (Average Monthly Balance)
Cross-SellingGenerate leads for asset products and other banking services
Customer OnboardingEnsure KYC compliance and smooth onboarding
Trade ActivationActivate first trade transaction post account opening
ComplianceFollow AML, KYC, and RBI guidelines
Customer ServiceHandle queries, resolve complaints, ensure service delivery
Market AnalysisTrack competitors and identify new opportunities
CoordinationWork with internal teams for seamless execution
Skills RequiredTrade Finance, Sales, Relationship Management, Compliance Knowledge
Career PathTrade RM → Senior Trade RM → SME RM → Corporate Banking

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