| Post Name | Credit Manager |
| Job Location | India (Across India) |
| Job Type | Full Time |
| Experience Required | Minimum 2 Years in Credit Underwriting (Vehicle Finance preferred) |
| Educational Qualification | Bachelor’s Degree in Finance, Accounting, Business Administration, or related field |
| Industry | Vehicle Finance / Banking / NBFC |
| Key Role | Evaluate and approve credit proposals based on financial and business risk |
| Core Responsibility | Credit underwriting and CAM preparation for loan products |
| Loan Products Handled | Commercial Vehicles, Passenger Vehicles, Farm Equipment, Construction Equipment Loans |
| Financial Analysis | Evaluation of financial statements and ratio analysis of borrowers |
| Documentation Work | KYC verification, document validation, PDD tracking, and closure |
| Reporting | Preparation of vehicle viability reports |
| Loan Processing | Coordinate loan sanction and disbursement process |
| Risk Management | Monitor loan portfolio performance and identify potential risks |
| Compliance | Ensure adherence to company policies and regulatory guidelines |
| Technical Skills | Knowledge of credit scoring models and underwriting guidelines |
| Coordination | Work closely with sales and operations teams |
| Additional Requirement | Stay updated on market trends and credit risk practices |
