| Job Title | Loan Officer – Retail MFB – Sales |
| Job Identification | 24089 |
| Job Category | Retail MFB – Sales (Microfinance Business) |
| Job Role | Loan Disbursement & Portfolio Management |
| Key Responsibilities | Ensure achievement of disbursement targets with minimum delinquency. Identify Joint Liability Groups (JLGs) and disburse loans suited to target customers and geographies. Support business growth through field-level activities across assigned territories. Assess potential client base and product acceptability in new regions. Manage disbursement, repayment, and delinquency while meeting daily and weekly collection targets. Follow up closely on overdue accounts. Conduct regular field visits, centre meetings, and interactions with loan applicants. Maintain portfolio quality by tracking and controlling normal dues, non-starters, delinquencies, and frauds. Build strong internal and external client relationships and strengthen brand presence. Ensure regular centre visits and meetings. |
| Experience Required | Fresher to maximum 5 years as a Sales Officer in Microfinance Business |
| Preferred Experience | Basic understanding of Microfinance business and JLG model |
| Key Skills | Relationship Management, Business Sourcing, Sales Orientation, Customer Service |
| Qualification | Graduate in any discipline |
| Job Location | Gingee, Villupuram, Tamil Nadu |
| Workplace Address | Ground Floor, Ramasamy Garden Street, Opp. Periyar Bus Depot, Krishnapuram, Gingee – 604202 |
| Employment Type | Full-Time |
| Job Schedule | Full Time |
| Posting Date | 02 January 2026 |
| Apply Before | 31 December 2026 |
| Country | India |
| Organization | Tata Capital |
