| Company | Bajaj Finance Limited |
| Job ID | JR00228137 |
| Job Title | Assistant Manager – Credit (UW B2C Rural) |
| Department | Credit |
| Job Level | GB02 |
| Location | Bahadurganj Co Ext, Kishanganj, Bihar, India |
| Region | East |
| Tier | Tier 4 |
| Posted On | 01 Aug 2026 |
| Application End Date | 01 Aug 2027 |
| Experience Required | 2–3 Years |
| Minimum Qualification | Chartered Accountant (CA) / MBA Finance |
| Preferred Skills | Credit Appraisal, Credit Underwriting, Risk Assessment, Policy Compliance, Business Loans, Doctor Loans, Portfolio Monitoring, Market Research, Reporting |
| Job Purpose | Implement and monitor credit policies, perform credit underwriting for rural B2C lending, ensure compliance with the authority matrix, control portfolio delinquency, and support business growth through effective credit risk management. |
| Key Responsibilities | • Implement and ensure adherence to the Credit Policy across assigned branches.• Conduct credit appraisal for Business Loan (BL) and Doctor Loan applications.• Monitor and control portfolio delinquency.• Ensure compliance with credit policies, processes, and the Authority Matrix.• Prepare and submit monthly reports on Login, Approval, Disbursal, Rejection, and Deviations.• Conduct market research for new product launches.• Provide feedback on credit policy based on changing market conditions. |
| Key Responsibilities | • Ensure policy compliance and operational discipline across assigned locations.• Monitor credit quality and portfolio performance.• Support continuous improvement of underwriting processes through market insights. |
| Required Experience | • 2–3 years of relevant experience in Credit/Underwriting.• Chartered Accountant (CA) or MBA (Finance).• Experience in credit appraisal, risk assessment, and policy implementation is preferred. |
