| Company | Bajaj Finance Ltd. |
| Job Title | Executive – Debt Management Services (Rural) |
| Job ID | JR00222706 |
| Posted On | 27 Jun 2026 |
| Application End Date | 27 Jun 2027 |
| Location | Sadasivpet (Sadashivpet), Telangana, India |
| Region | South |
| City Tier | Tier 4 |
| Job Level | GB01 |
| Department | Debt Management Services (Rural) – RCD |
| Experience | 0–2 Years |
| Qualification | Graduate / Others |
| Primary Domain | Debt Management, Collections, Recovery |
| Job Purpose | Manage and coordinate recovery of overdue loan/credit accounts, improve collection efficiency, ensure regulatory compliance, and maintain portfolio health through field recovery activities. |
| Collections & Recovery | Visit customers and collection agencies to achieve collection targets, recover overdue payments, and improve collection efficiency. |
| Portfolio Management | Track and manage assigned loan portfolio, monitor overdue accounts, and ensure timely resolution within agreed AOP timelines. |
| Case Management | Perform case-to-case tracking, handle escalations, resolve customer issues, and ensure timely closure of recovery cases. |
| Compliance & Legal | Ensure all recovery and repossession activities comply with legal and regulatory guidelines. |
| Reporting & MIS | Maintain Daily Risk Reports (DRR), collection records, dashboards, MIS reports, and performance updates. |
| Performance Monitoring | Monitor collection performance against targets and provide regular status updates and analytical reports. |
| Recovery Strategy | Develop and implement strategies to improve collection rates and reduce delinquency. |
| Stakeholder Management | Coordinate with customers, collection agencies, vendors, and internal departments for effective recovery operations. |
| Risk Management | Identify recovery risks, monitor portfolio health, and support delinquency reduction initiatives. |
| Key Responsibilities | Debt Collection, Portfolio Management, Recovery Management, DRR Management, Case Tracking, Vendor Management, Reporting, Escalation Handling, Regulatory Compliance, Customer Visits. |
| Required Skills | Account Management, Debt Collection, Recovery Management, Portfolio Management, Compliance Management, MIS Reporting, Dashboard Creation, Data Analysis, Trend Analysis, Regulatory Reporting, Vendor Coordination. |
| Soft Skills | Communication, Negotiation, Problem Solving, Relationship Management, Time Management, Analytical Thinking, Target Orientation, Decision Making, Team Coordination. |
| Ideal Candidate | Graduate with 0–2 years of experience in collections, recovery, debt management, banking, NBFC, or financial services, capable of managing field collections, customer interactions, compliance, reporting, and portfolio recovery while achieving collection targets. |
