| Job Title | Credit Manager – Vishwas |
| Department | Credit |
| Location | Thane |
| Job ID | 239326 |
| Category | Consumer Bank |
| Posting Date | 22 May 2026 |
| Employment Type | Full-Time |
| Shift | Day |
| Qualification | Bachelor’s Degree |
| Workplace | Neptune Elements – 3rd Floor, Thane – 400604 |
| Role Summary | Credit evaluation and risk assessment role focused on analyzing customer loan eligibility, financial stability, and creditworthiness |
| Business Area | Consumer Banking – Credit Operations |
| Primary Focus | Loan underwriting, credit risk analysis, and approval decision-making |
| Likely Responsibilities | – Assess customer credit profiles and repayment capacity- Analyze income, bank statements, and financial documents- Evaluate loan eligibility and risk exposure- Ensure compliance with credit policies and underwriting norms- Coordinate with sales, operations, and legal teams- Maintain portfolio quality and reduce credit risk |
| Skills Required | Credit analysis, financial assessment, risk management, documentation review, analytical skills |
| Work Nature | Primarily office-based credit and underwriting operations |
| Key Focus | Risk control, loan quality, policy compliance, portfolio health |
