| Job Title | Assistant Manager | Credit Underwriting |
| Job Requisition ID | 95731 |
| Date Posted | 02 Feb 2026 |
| Designation | Assistant Manager |
| Entity | Deloitte Touche Tohmatsu India LLP |
| Practice / Team | Regulatory & Financial Risk |
| Location | Bengaluru |
| Experience Required | Not explicitly stated; mid-level (Assistant Manager) |
| Core Responsibilities | – Evaluate and approve credit applications across retail, SME, commercial, and corporate lending portfolios- Conduct financial analysis, creditworthiness evaluation, collateral/covenant assessment- Prepare underwriting papers, credit notes, renewal proposals, and new-money requests- Participate in credit committees and deal discussions- Coordinate with Legal and Operations to ensure compliance with internal policies- Monitor portfolio performance, covenant tracking, and exposure review- Conduct sector and counterparty research, including climate-risk and sustainability assessments- Lead and mentor credit underwriting team; allocate work, review outputs, and coach analysts- Provide guidance on deal structuring and collaborate with RM, Risk, Legal, and Ops teams |
| Skills | Financial analysis, credit ratios, cash-flow evaluation, lending structures, financial modeling, Excel, credit policy interpretation, documentation governance, controls, stakeholder management, team leadership |
| Certifications / Qualifications | Postgraduate degree or professional qualification preferred (CA / CFA / FRM) |
| Leadership / Collaboration | Lead underwriting team, mentor analysts, coordinate with multiple stakeholders |
| Purpose & Culture | Ensure sound credit decisions, risk mitigation, regulatory compliance, and portfolio growth |
| Career Level | Mid-level leadership (Assistant Manager) |
| Ethics Note | Deloitte recruitment is professional, merit-based, and fee-free |
