| Job Title | Territory Business Manager – WC (Salaried PL and Working Capital – Sales) |
| Industry | Banking – Consumer Bank / Retail Assets |
| Job Category | Consumer Bank |
| Job ID | 230763 |
| Location | Surat, Gujarat, India |
| Work Schedule | Full Time – Day Shift |
| Education Requirement | Bachelor’s Degree |
| Primary Objective | Drive sales of Salaried Personal Loans (PL) and Working Capital products within assigned territory |
| Target Segment | Salaried Individuals & Working Capital Customers |
| Core Responsibility – Sales Acquisition | Source new customers and generate loan business within territory |
| Core Responsibility – Working Capital Sales | Promote and sell working capital solutions to eligible customers |
| Core Responsibility – Target Achievement | Meet assigned monthly and quarterly disbursement targets |
| Core Responsibility – Channel Management | Coordinate with DSAs, connectors, and branch teams for business sourcing |
| Core Responsibility – Portfolio Quality | Ensure healthy loan portfolio and minimize delinquencies |
| Core Responsibility – Compliance | Follow internal credit policies and regulatory guidelines |
| Key Skills Required | Strong sales ability, territory management, negotiation skills, loan product knowledge |
| Performance Metrics | Loan disbursement volume, revenue generation, portfolio quality, target achievement |
| Work Nature | Field-oriented, target-driven sales role |
| Career Path Potential | Senior Territory Manager → Area Sales Manager → Regional Sales Head → Retail Assets Leadership |
| Apply Online | Click here |
