| Company | Bajaj Finance |
| Job Title | National Lead – Risk |
| Job ID | JR00235189 |
| Department | Risk – Horizontal, Risk – HTS BRE |
| Location | Pune Corporate Office – Fountainhead, Pune, Maharashtra |
| State | Maharashtra |
| Region | West |
| City | Pune |
| Tier | Megapolis |
| Job Level | GB07 |
| Experience | 12–15 Years |
| Qualification | Graduate in Engineering / MCA |
| Posted On | 28 September 2026 |
| End Date | 28 September 2027 |
| Key Skills | Business Rule Engine, System Integration, Java, .NET, SQL, Python, Salesforce, Risk Management, Project Management, Stakeholder Management, Team Management |
| Job Purpose | Lead development and optimization of digital capabilities and processes, improve operational efficiency and stakeholder collaboration, and enable accurate and consistent credit evaluation through technology and business rule engines |
| Business Rule Engine | Own implementation, enhancement and maintenance of BRE capabilities across B2C products including PLCS, PPL, RPL, TW, Credit Cards, UDL, RCU and MFI |
| Risk Responsibilities | Define and implement risk solutions, create risk policies and strategies, and manage controls across Acquisition, Authorization and Portfolio journeys |
| New Capabilities | Develop frameworks for new products, enhance digital channels, improve user experience and support innovative digital solutions |
| KPI Monitoring | Monitor digital-channel performance, reduce errors, improve system performance, manage reporting and implement industry best practices |
| Project Management | Lead company-level digital projects, coordinate stakeholders, track project status and provide dashboards/presentations |
| Process Improvement | Develop journey maps, analyze KPIs and trends, improve processes through analytics and automation, and provide executive-level insights |
| Stakeholder Management | Coordinate with Technology, Risk, Product, Business, Fraud, Operations, Analytics, BI, PMO, IT, COEs and external partners |
| Team Management | Recruitment, talent development, coaching, mentoring, training, performance feedback and employee engagement |
| Key Decisions | Improve system structure and efficiency, optimize costs, and identify/execute projects supporting business growth |
| Major Challenges | Managing large datasets and multiple systems, cross-functional coordination, and integrating datasets from different teams |
| Required Experience | 12–15 years in system integration and development |
| Additional Requirements | Finance background is an advantage; good interpersonal, stakeholder-management and team-management skills |
| Job Type | Risk / Technology / Business Rule Engine |
| Career Level | National Lead |
